Online Scams in Malaysia: Complete Guide 2026
The Royal Malaysia Police (PDRM) reported over RM1.2 billion in scam losses in 2025, with the National Scam Response Centre (NSRC) receiving thousands of calls daily. Malaysia's strategic location, diverse population, and rapidly growing digital economy make it both a target and, unfortunately, a base for some regional scam operations. Phone scams, online fraud, and love scams top the categories.
Macau Scam (Phone Scams)
The "Macau scam" — named for its origins — involves callers impersonating police, LHDN (tax authority), Bank Negara, or court officials, claiming the victim is involved in criminal activity. The multi-stage operation involves multiple callers playing different roles (police, prosecutor, bank officer), creating an elaborate scenario that culminates in the victim transferring their savings to "safety accounts."
"Ini Sarjan Ahmad dari Bukit Aman. Nombor kad pengenalan anda telah digunakan dalam kes pengubahan wang haram. Anda perlu memindahkan semua wang anda ke akaun keselamatan Bank Negara untuk siasatan." — (This is Sergeant Ahmad from Bukit Aman. Your IC number has been used in a money laundering case. You need to transfer all your money to a Bank Negara security account for investigation.) — Police and Bank Negara never request money transfers.
Banking Fraud
Maybank, CIMB, Public Bank, RHB, and Hong Leong Bank are impersonated through SMS and phone calls. TAC (Transaction Authorization Code) theft is particularly common: scammers call pretending to be your bank and ask for the TAC sent to your phone. DuitNow, Malaysia's instant transfer system, is exploited for irreversible transfers.
Think it might be a scam?
Paste it here for a free, instant verdict.
No signup · 6 detection layers · Results in seconds · Cmd+Enter
E-commerce and Social Commerce Scams
Shopee Malaysia, Lazada, and social media commerce on Facebook and Instagram face extensive fraud. Fake seller accounts, non-delivery after payment, and counterfeit products are widespread. Live shopping scams on TikTok and Facebook Live have emerged as newer threats.
Love Scams
Malaysia reports among the highest love scam losses in Southeast Asia. Victims — often professionals — are groomed through dating apps and social media, then manipulated into investing in fake crypto or forex platforms. Losses frequently reach six figures in ringgit.
Reporting Scams in Malaysia
- NSRC (National Scam Response Centre): 997 (for immediate action on financial fraud)
- PDRM: File a report at your nearest police station or via semakmule.rmp.gov.my (check scam databases)
- MCMC: aduan.skmm.gov.my — report online fraud
- Bank Negara: 1-300-88-5465 — financial fraud
Suspicious call, message, or link? Check it with IsThisAScam.
Mesej mencurigakan? Semak secara percuma dengan IsThisAScam →