This page tracks the scams actively circulating right now, updated monthly by the IsThisAScam Research Team based on patterns observed in real scans and current advisories from the FTC, FBI IC3, and national consumer-protection agencies. Bookmark it — the newest section is always at the top. If you have a suspicious message in front of you, check it with a free scan instead of guessing.
July 2026: What's Circulating Now
Toll-road fee texts are still the highest-volume scam we see. Texts claiming you owe a small unpaid toll ($3–$12) with a link to pay continue to blanket US phone numbers, rotating through E-ZPass, SunPass, FasTrak, and state DMV branding. The small amount is the hook — the real target is your card number and identity. Full guide: Toll Road Scam Texts.
AI voice-cloning "family emergency" calls keep growing. A cloned voice of a child or grandchild claims an accident, arrest, or kidnapping and begs for immediate money. Agree on a family code word today. Full guide: AI Voice Cloning Scams.
PayPal invoice scams that come from real PayPal servers. Fraudsters send genuine PayPal invoices and money requests with scam phone numbers in the seller note — they pass every spam filter because they really are from PayPal. Never call a number inside an unexpected invoice.
"Wrong number" friendly texts. That polite stranger who "texted the wrong person" and wants to keep chatting is running the opening script of a pig-butchering investment scam. Full guide: Pig Butchering Scams.
Summer travel booking fraud. Fake vacation-rental listings, cloned airline sites, and "too cheap" ticket resellers peak in June–August. Verify any unfamiliar booking site before paying: run a website trust check. Full guide: Summer Travel Scams.
Job "task" scams on WhatsApp and Telegram. Unsolicited part-time job offers paying you to like videos or rate products, which later require a "deposit" to unlock earnings. No legitimate employer recruits this way.
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Scams That Never Go Away
Beyond the current wave, these evergreen patterns account for most losses year-round:
- Delivery-fee texts impersonating USPS, FedEx, UPS, and DHL.
- Bank impersonation calls "from the fraud department" asking you to move money to a safe account — see Bank Scam Phone Calls.
- Romance scams that follow a predictable script of love bombing, excuses, and crisis money requests — see Romance Scam Warning Signs.
- Tech-support pop-ups and fake Norton/McAfee renewal invoices that end with remote access to your computer.
- Gift card payment demands — no government agency or business collects payment in gift cards, ever. See Gift Card Scams.
- Crypto investment platforms showing fake gains you can never withdraw — see Cryptocurrency Scams.
How to Use This Page
- Received something suspicious? Don't pattern-match from memory — paste the actual message into IsThisAScam.to for a 6-layer analysis in seconds. It's free and requires no signup.
- Checking a website before buying? Look it up in our domain trust reports — domain age, SSL status, and blocklist checks for thousands of sites.
- Already paid a scammer? Act fast — chargebacks and wire recalls have time limits. Start with How to Report a Scam.
Monthly Archive
Older monthly reports: April 2026 Scam Report. For year-level trends, see Scam Statistics 2026 and The 25 Most Common Scams.
Last reviewed July 2, 2026 by the IsThisAScam Research Team. See our methodology for how verdicts and reports are produced.