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Home/Glossary/Romance Scam
Glossary · Scam Type

What Is a Romance Scam?

A confidence trick where a criminal creates a fake identity and develops a romantic relationship with a victim online, then manipulates them into sending money through fabricated emergencies, investment opportunities, or travel costs.

Quick Definition

A confidence trick where a criminal creates a fake identity and develops a romantic relationship with a victim online, then manipulates them into sending money through fabricated emergencies, investment opportunities, or travel costs.

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01Romance Scam explained.

Romance scams are among the most emotionally and financially devastating types of fraud. In 2023, reported losses to romance scams in the US exceeded $1.14 billion. The true figure is likely much higher, as many victims are too embarrassed to report.

These scams can last weeks, months, or even years. The scammer invests significant time building a genuine-feeling relationship, creating emotional dependency before introducing a financial element. Victims often continue sending money even when friends and family warn them.

The rise of AI has made romance scams more dangerous. Scammers use AI-generated profile photos that can't be found in reverse image searches, chatbots to maintain conversations with multiple victims simultaneously, and deepfake video to "prove" their identity during video calls.

02How it works.

01The scammer creates an attractive profile on dating apps, social media, or through "wrong number" texts
02Intense daily communication builds emotional connection and dependency
03The scammer typically claims to be in the military, working overseas, or in another hard-to-verify situation
04A crisis is introduced that requires financial help: medical emergency, travel funds, business problem
05Money is requested repeatedly, with each new crisis preventing the promised in-person meeting

03Real-world example.

A 66-year-old retired nurse lost $1.6 million over two years to a romance scammer who claimed to be a US Army engineer deployed in Syria. She sold her house, emptied retirement accounts, and took out loans. The "relationship" consisted entirely of text messages — they never had a video call.

04How to protect yourself.

01Never send money to someone you haven't met in person, regardless of the emotional connection
02Insist on a live video call early in the relationship — not a pre-recorded video
03Do a reverse image search on their profile photos
04Be suspicious of someone who can never meet in person, always having excuses
05Talk to trusted friends and family about new online relationships — they can spot red flags you might miss
06Use IsThisAScam to analyze suspicious messages from online romantic interests
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