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Home/Glossary/Two-Factor Authentication (2FA)
Glossary · Defense & Authentication

What Is Two-Factor Authentication (2FA)?

A security method that requires two different forms of identification to access an account: something you know (password) and something you have (phone, security key) or something you are (biometric).

Quick Definition

A security method that requires two different forms of identification to access an account: something you know (password) and something you have (phone, security key) or something you are (biometric).

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01Two-Factor Authentication (2FA) explained.

Two-factor authentication dramatically improves account security by requiring a second verification step beyond your password. Even if an attacker steals your password through phishing, a data breach, or credential stuffing, they still can't access your account without the second factor.

Common second factors include SMS codes (weakest), authenticator app codes (Google Authenticator, Authy), push notifications, and hardware security keys (FIDO2/WebAuthn — strongest). Biometrics like fingerprints and face recognition can also serve as factors.

According to Google, SMS-based 2FA blocks 96% of bulk phishing attacks and 76% of targeted attacks. Authenticator apps block 99% of bulk attacks and 90% of targeted attacks. Hardware security keys block 100% of both.

02How it works.

01You enter your username and password as usual (first factor: something you know)
02The service requests a second form of verification
03You provide the second factor: an SMS code, authenticator app code, or security key tap
04Only after both factors are verified is access granted
05Even if your password is compromised, the attacker cannot log in without the second factor

03Real-world example.

Google reported that after rolling out hardware security keys to all 85,000+ employees in 2017, the company experienced zero successful phishing attacks against employee accounts. Previously, employees were successfully phished regularly despite extensive security training.

04How to protect yourself.

01Enable 2FA on every account that offers it — especially email, banking, and social media
02Prefer authenticator apps over SMS codes (SMS can be intercepted via SIM swapping)
03Consider hardware security keys (YubiKey, Google Titan) for your most important accounts
04Save backup codes in a secure location in case you lose access to your 2FA device
05Use passkeys where available — they combine password and 2FA into a single, phishing-resistant step
Related Terms
SIM SwappingCredential StuffingPhishingIdentity Theft
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